This Chapter will help you to understand the range of things you can do to fix your debt problems without borrowing more money. The Chapter begins by discussing two important tasks that need to be completed before you can research a solution: Finding out how much you owe and working out how much you can sensibly afford in repayments. After that the Chapter explains the range of debt solution options that exist under Australian laws today and offers a model for helping you to make your choice. The Chapter continues our theme of making sensible decisions in light of your #1 priority to provide for your wellbeing and that of your family ahead of creditor demands.
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