The Credit Card Repayment Calculator will show you how long it will take to pay off your debt. Choose from making the minimum payment, or a higher amount of your choosing.

Credit Card Calculator

Your card


Minimum repayments

Higher repayments

Higher repayments

See how much you'll save by making a higher repayment.

Advanced settings

Note: Your minimum monthly repayment amount is calculated as a percentage of your closing balance, or a minimum dollar amount of your closing balance - whichever is higher. Check your PDS and change these amounts if your lender's amounts are different from these defaults.


If you are looking for someone to help, a real person who can talk to you about your situation, then take advantage of our free, no obligation consultation by calling Debt Helpline now on 1300 802 905.