Try our Repayment Calculator

This calculator is designed to calculate how much you will repay in total on your debts over the course of the loan and how long it will take you to repay the debt. Particularly useful when trying to understand your credit cards and why the balance never seems to go down. Enter the balance of your debt, the monthly repayment and the interest rate (personal loans average approx 15%, credit cards average approx 18.5%).


Click on a debt type and enter your details:


Current Debt:

Current Payment: per Mth

Under your current situation you'll pay with paid in interest over

Repayment Timeline

Disclaimer: This calculator is provided for information service only and does not constitute financial advice. None of the information provided takes into account your personal objectives, financial situation or needs. You must determine whether the information is appropriate in terms of your particular circumstances. For financial advice which takes account of your particular objectives, financial situation or needs, you should consider seeking independent financial advice before entering into bankruptcy, debt agreementsdebt consolidation loans, personal insolvency agreements, financial hardship or remaining with your current creditors.