Our Hassle Free Debt Solutions:

Free Debt Consultation

Debt Helpline has a team of experienced Consultants who have assisted thousands of other people with their debt problems. They provide information in PLAIN ENGLISH, assess your eligibility for a range of debt solutions, explain debt recovery procedures and bankruptcy. The can also refer you to other services.

Debt Consolidation

There are a number of ways to consolidate debts. The basic idea is to replace some or all of your debts with a single debt and one regular repayment. There are also alternatives to Debt Consolidation that provide similar relief for those people who are ineligible for Debt Consolidation Loans.

Debt Agreements

In most cases we can help provide debt relief by assisting you in applying for a formal DEBT AGREEMENT. With a Debt Agreement, we COMBINE YOUR UNSECURED DEBT repayments into the one affordable repayment and it’s INTEREST FREE.


There are some occasions when BANKRUPTCY is the best way to clear your debts and regain control of your life. In fact over 26 000 Australians filed for Bankruptcy last year. It is no longer as restrictive as it once was and is quite discreet. Bankruptcy as with all legal matters, can be complicated, however, our experienced staff take the stress out of your application. We can liaise with your creditors and our experienced staff ensure that your Bankruptcy will be processed quickly and effectively.

Insolvency Agreements

A Personal Insolvency Agreement (PIA) or Part 10, is a flexible way for you to come to an agreement with your creditors and settle your debts without becoming bankrupt. If you are finding that you cannot pay your debts as and when they fall due, a PIA may help.