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Advice & Solutions for Personal Debt

STRUGGLING WITH MORE THAN $8,000 OF UNSECURED DEBT? YOU MAY BE ELIGIBLE FOR RELIEF! ENTER YOUR TOTAL DEBT AMOUNT:
$8,000
$200,000+
As seen on

asseen-1 asseen asseen-4 asseen-5 asseen-6 asseen-2 Registered by PIPA: Personal Insolvency Professionals Association

Why Thousands Of People Choose Debt Helpline.

Debt Helpline is a simple solution to debt. You tell us what you owe, and in less than 10 minutes we provide you with a saving estimate. Once approved, we take control of your debt allowing you to get on withthe important things in life.

Over 50,000 people have sought our advice in the last year.

No Limits
Relief from $8,000 of debt and up

We offer fast debt relief for Australians with more than $8,000 of unsecured debts. This includes credit cards, personal loans, taxes, medical & legal fees, utility bills, Centrelink debts and more.

We Handle the paperwork
Easy application

Applying with Debt Helpline is easy. There’s no more confusing paperwork or awkward face-to-face meetings. We prepare all the forms and send it to you instantly, which you can sign digitally on your computer or smartphone.

Be Debt-Free, Fast!
Debt is reduced, Interest frozen

We negotiate with creditors to write-off any debt our clients cannot afford, while freezing interest/fees. Once we reach an agreement and the formal documents are lodged, you’ll be debt free in just 2-5 years.

How it works
How Debt Helpline works
HOW DEBT HELPLINE RELIEVES DEBT IN 3 SIMPLE STEPS
Free Consultation

Parting with more money is last thing debt stressed people need, which is why our advice, debt analysis and savings estimates are completely free!  Our consultations are also free of judgement, jargon, obligation and offshore agents.

Quick Answers

Our consultants are highly trained, and know debt like the back of their hand. This means fast answers and the right advice, every time. We assess financial situations and design plans to set people free in less than 10 minutes.

Reduce & Combine

We’re dedicated to getting our clients debt free as fast as legally possible. By combining payments and paying creditors our clients enjoy one easy to manage, reduced payment. Which means peace of mind and more money in pockets.

we've saved over 10,000 People from debts since 2007.
As seen on

asseen-1 asseen asseen-4 asseen-5 asseen-6 asseen-2 Registered by PIPA: Personal Insolvency Professionals Association

Calculator
How much is my debt costing me?
DEBT CALCULATOR

Use the calculator to see how much time and money your debt will cost. Results are based on making the minimum repayment amount at an 18% interest rate*

Testimonials
Read our customers feedback
Testimonials

Find out what our clients have to say about our services:

Joining Debt Helpline was the only good decision I made 3 years ago, and yesterday I made my final payment! Today I woke up with a debt-free feeling which was absolutely fantastic. Thank you so much for all your help and advice, I am eternally grateful.

Steve – North Ryde, NSW

It is a wonderful feeling knowing my agreement has finished! I would like to thank you for your help, and to all the staff that I have spoken to over time. Everyone has been most kind and words cannot do justice to you all. Thank you once again and I wish you the very best.

Leon – Petrie, QLD

What an absolute joy and pleasure it has been having you represent me! As stressful as all of this has been you have been patient, professional, extremely helpful and kind. Thank you so very much for helping in my transition through this stage of my life. I am officially without debt, happier and saving money!

Janet – Essendon, VIC
FAQs
Frequently Asked Questions
FAQs

ARE THERE ANY ELIGIBILITY REQUIREMENTS?

There are as follows:

  • You must be insolvent, which means that you are unable to pay your debts as they fall due.
  • In the last ten years you must not have been bankrupt, had a previous Debt Agreement or signed an authority under Part X of the Bankruptcy Act
  • There are thresholds for the amount of assets you can have, income you can earn and your total debts.

WHAT WILL IT COST?

Fees change depending on the product and the level of debt. We guarantee you will pay less, including all fees and charges with Debt Helpline than you will under your current situation. It’s free to have a chat with our Debt Consultants and they will calculate what your total payments will be including all fees and charges.

WHAT HAPPENS TO THE INTEREST ON MY DEBTS WHILE I’M WITH DEBT HELPLINE?

All interest is frozen once an agreement is accepted for processing. Once the agreement is accepted by creditors no further interest accrues on the debts paid via the agreement (but will still accrue as per normal on secured and ineligible debts)

SHOULD I CONTINUE TO PAY MY CREDITORS?

You may continue to repay your creditors until the agreement is accepted by your creditors. You must continue to make payments on all secured debts, fines, rates, HECS/HELP and so on, as these are disclosed in the agreement but will not be paid through agreement.

CAN MY CREDITORS STILL CALL ME?

Prior to your agreement being accepted for processing, we will send your creditors a letter of authority requesting them to  contact us. Creditors will still continue to send you periodic statements and written correspondence.

Your secured creditors will still be able to contact you for collection activity.

Once the agreement is accepted for processing your creditors will no longer be able to contact you for collection activity and any garnishees will be placed on hold until the result is known.